Understanding the "Four C's"
Your credit, capacity, collateral, and character are the factors used to determine your borrowing power when trying to get a home loan. Click here for information on
understanding and determining your credit.
Traditional vs. Pre-Approved Mortgages
While most home buyers use the more traditional method of trying to obtain a mortgage after drafting an offer for a home, there is a better alternative available to most people - the pre-approved mortgage.
Different Mortgage Types
Looking for a mortgage but not sure which is right for you? Information on Fixed Rate, Adjustable Rate, and Balloon Mortgages, and how to pick which is right for you.
South Dakota Mortgage Lenders Directory
Click here for a comprehensive directory of different mortgage lenders in the South Dakota area.
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